Five Points Market Checkup — August 2025
Months of supply near 10, median DOM at 42 days, but well-prepared homes still close near list. A buyer-leaning market that rewards certainty on both sides.
The bottom line
Five Points is moving differently from the headlines.
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The quick read
Months of supply near 10, median DOM at 42 days, but well-prepared homes still close near list. A buyer-leaning market that rewards certainty on both sides.
What this means if you're buying
- Hunt where time has accumulated. Listings 30–60 days on market and recently price-refreshed homes give you the most leverage.
- Lead with certainty. A strong approval letter, flexible close and possession, and a focused inspection (safety, structure, systems) outperform aggressive lowballs.
- Ask for a credit, not just a price cut. On a $615K home, a 2% seller credit equals $12,300 — often delivering more monthly relief through rate buydown than a similar price reduction.
- Compare condos and townhomes with healthy HOA financials — these are where the cleanest deals are surfacing.
What this means if you're selling
- Price into the active competition, not aspirational comps. Aim for the first 10 showings in the first 7 days.
- Order a pre-inspection and post a clean repair list. Pair fresh paint, deep cleaning, and pro photos with a short lifestyle reel.
- Favor certainty over the last $1,000. Targeted seller credits for rate relief often net the buyer more monthly benefit than a similar price drop while keeping your headline number strong.
- If traffic is light after the first weekend, talk strategy with your agent immediately — be proactive, not reactive.
The Numbers Behind the Read
Supporting data for the signals above.
Market Type
Buyer leaning
Months of Inventory
~10
~2x balance mark
Median Days on Market
42
Sold-to-List Ratio
Near list
When well-prepped
Sample Price Anchor
$615K
2% credit ≈ $12.3K
Buyer Demand Indicator
Selective
Seller Positioning Signal
Lead with certainty
Negotiation Lever
Rate-buydown credits
Days on market
Patient pace
42
median days
At a glance: Sitting longer than usual — pricing and prep matter more. About 10 days slower than the metro average.
Buyer / Seller Tilt
Buyer leaning
Index
38
At a glance: Buyers have a slight edge — well-prepared offers can win without overpaying.
Median Sold Price · 6 mo
Source: local MLS data as of August 20, 2025. Deemed reliable but not guaranteed. Educational use only — not an appraisal or valuation of any specific property.
Deeper ReadRead more
Five Points is moving differently from the headlines. Months of inventory sit near 10 — close to double the six-month balance mark — and median days on market have stretched to 42.
Yet buyers are still paying near list when the home shows well and is priced in the lane for the week. Median sold prices have ticked up alongside softer value estimates, suggesting that well-prepared homes are winning while average homes need sharper pricing and better terms.
The result is a buyer-leaning market with real opportunity for prepared buyers and disciplined, well-presented sellers.
Neighborhood context
Five Points continues to blend history and momentum. Light rail keeps commutes simple, and local coffee and dining along Larimer plus RiNo spillover keep weekends active. With supply near 10 months, buyers have real options and time, while sellers can still achieve strong results when they lead with certainty and presentation. New townhome and condo construction near Five Points is worth comparing against resale on a true monthly-cost basis — builder rate incentives can offset HOA or metro district obligations, but only when modeled side-by-side. The market rewards preparation: a tight micro-comp set, a seven-day launch plan, and pre-agreed small items kept out of the contract are what separate quick closings from lingering listings.
Frequently asked
Is Five Points a buyer's or seller's market?
Buyer-leaning. Months of supply near 10 is roughly double the balance mark, and median DOM has stretched to 42 days. Sellers can still win, but only with sharper pricing and presentation.
Why use a seller credit instead of a price cut?
A credit can fund a rate buydown that delivers more monthly payment relief than an equivalent price reduction. On a $615K home, a 2% credit ($12,300) often outperforms a $12,300 price cut for the buyer's monthly cost — and keeps the headline price stronger for the seller.
Where should buyers focus their search?
Listings on the market 30–60 days, recently price-refreshed homes, and condos or townhomes with healthy HOA financials. These segments offer the strongest negotiation leverage.
What's the right launch plan for sellers?
Pre-inspection, a clean repair list, fresh paint where it counts, pro photos plus a short lifestyle reel, and a tight first-week showing strategy aimed at 10 showings in 7 days.
Explore planning toolsOpen
Tools & Resources
Run the numbers, then keep reading.
Four calculators sized to Five Points's typical price band. Pick the question you're working through. All educational.
Payment snapshot
30-year fixed · Principal & interest
$6,472/mo
Loan amount
$1,024,000
Down cash
$256,000
Rate used
6.50%
Estimate excludes taxes, insurance, HOA, and closing costs. For planning only, not a loan offer.
Quick references
Glossary
Real estate terms, plain-English.
Sold-to-list, days on market, months of inventory — what they mean and why they move.
ReadBuyer checklist
Before your first tour.
What to have lined up — pre-approval, inspection priorities, the price band that matters.
ReadSeller checklist
Before you list.
Prep that consistently improves early activity — without overspending on renovations.
ReadNew construction
How builders structure incentives.
Rate buy-downs, design-center upgrades, and metro district disclosures to read first.
ReadCalculators are for planning only. Figures are estimates and not a loan, rental, valuation, or closing statement. Always confirm with a licensed lender or financial professional.
Tools & Resources
Run the numbers, then keep reading.
Four calculators sized to Five Points's typical price band. Pick the question you're working through. All educational.
Payment snapshot
30-year fixed · Principal & interest
$6,472/mo
Loan amount
$1,024,000
Down cash
$256,000
Rate used
6.50%
Estimate excludes taxes, insurance, HOA, and closing costs. For planning only, not a loan offer.
Quick references
Glossary
Real estate terms, plain-English.
Sold-to-list, days on market, months of inventory — what they mean and why they move.
ReadBuyer checklist
Before your first tour.
What to have lined up — pre-approval, inspection priorities, the price band that matters.
ReadSeller checklist
Before you list.
Prep that consistently improves early activity — without overspending on renovations.
ReadNew construction
How builders structure incentives.
Rate buy-downs, design-center upgrades, and metro district disclosures to read first.
ReadCalculators are for planning only. Figures are estimates and not a loan, rental, valuation, or closing statement. Always confirm with a licensed lender or financial professional.
About the author
Written by Jackson Granger.
Broker Associate · REALTOR® Coldwell Banker Realty · License FA.100105702. Jackson writes The Granger Report each week from his work across Denver Metro and the Front Range.
The Granger Report is provided for educational and informational purposes only and is not legal, financial, or tax advice. Market data is deemed reliable but not guaranteed and should be verified before making real estate decisions. Market conditions can change.
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